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News Report

ReStore Card Datasheet



Paybefore 2014 Award

2014-paybefore award

Enservio Makes it Easier for Carriers to Pay Claims Quickly

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Electronic Payment Innovations

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Put money in the hands of your insureds up to 3x faster


  • Comprehensive, turn-key insurance claims payment platform utilizing the convenience of ReStore Payments® prepaid debit cards and ReStore EFT™ capabilities
  • The ReStore Card is a MasterCard with all of the built-in protections MasterCard provides, including FDIC insurance and MasterCard zero liability in the event the card is lost or stolen
  • The ReStore Card can also be used for additional living expenses, such as hotel, restaurant meals, and even to pay contractors for building claims ...Read more
    • Available for all claim payments including auto, liability, contents, etc.
    • Cards are easily reloadable for supplements
    • The cards plug directly into your existing infrastructure with minimal IT support needed
    • Patented dual authorization reduces fraud by allowing the ReStore Card to be preset to require activation by multiple policyholders
    • Cardholders are rewarded with up to 10% cash back on purchases made in-store or online with many merchants
    • The card provides cardholders with balance and transaction history for budget and planning purposes

How It Works

The ReStore Card comes in two configurations – both of which can be easily reloaded and/or cancelled on demand:

  • Personalized cards – mailed from our centralized fulfillment center within one business day of receiving the request
  • Instant issue cards – shipped to a designated destination, in many cases, direct to the adjuster for any type of field claims
  • Your insured receives a pre-loaded card in the mail or onsite
  • You load the card using our convenient web portal, the phone or your own claim payment system
  • Enservio’s patented dual activation process duplicates the security features of a co-party check – functionality that is challenging to replicate in other payment methods
  • Your insured uses the card as a normal debit card to replace their lost items and receives exclusive cardholder deals with up to 10% cash back at certain retailers and access to special loyalty programs
  • Enservio handles all customer support on a 24/7/365 basis with a dedicated customer service line with bilingual support as necessary
  • Carriers looking for additional integration with your existing payment system can take advantage of APIs for more customized implementations, including Guidewire and other existing legacy systems
  • Once your insureds activate and begin to shop, the ReStore Card offers a number of insights into aggregate insured spend behavior, including disbursement mix, claim category spend and non-claim category spend


  • Drive a higher customer satisfaction by giving your insureds immediate access to funds without going to a bank
  • Reduce your expense by as much as 60% in comparison to the cost of writing a check
  • Give your insureds the flexibility and security of a MasterCard solution that is accepted at millions of locations
  • Eliminate the fraud associated with lost, stolen or duplicated checks
  • Resolve claims more quickly
  • Provide insight into insured spending behavior
  • Deliver an integrated branding experience with the card, web site, and marketing collateral
Learn More About ReStore Card

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